Body
FinTechs belonging to this category offer financial services using crypto currencies. This category also includes FinTechs utilising blockchain and distributed ledger technologies (DLT) upon which Bitcoin and Ethereum are based, among others. FinTechs develop and do research in this field in order to create new services – e.g. crypto currency exchange markets, wallet providers, NFTs-related services, new payment services, "smart contracts" or new clearing and settling services.
Introduction
Attitude of the country towards financial services using crypto currencies
Slovenia has established itself as one of Europe’s most crypto-friendly environments, with a vibrant community of startups and investors. More and more businesses in Slovenia (mainly shops and restaurants, but also tourism, sports, real estate, etc.) allow crypto currency payments, but there is no data on how widespread this form of payment is among consumers.
Legal affairs
Obligations and requirements to provide financial services using crypto currencies described above
Slovenian Act on the Implementation of the Regulation (EU) on Markets in Crypto-Assets has been adopted in 2024. The new Act implements the EU’s MiCA regulation, establishing a legal framework for crypto-asset markets. It assigns the Securities Market Agency and the Bank of Slovenia as regulators responsible for licensing and supervision of crypto-asset service providers. The law sets clear rules on advertising, market integrity, consumer protection, and requires cooperation with EU authorities.
Additional comments regarding the legal situation for financial services using crypto currencies or what FinTech’s must be aware of in this business area
N/A
Economic conditions
Market size for financial services using crypto currencies and biggest companies in this business area
There is little publicly available data on the market size of crypto financial services in Slovenia, as it is a relatively new and rapidly developing segment of the financial sector. However, a formal registry for crypto-related entities is expected to be established soon, which will significantly improve transparency and facilitate more accurate data collection in the near future.
Additional comments regarding the economic situation for financial services using crypto currencies or what FinTech’s must be aware of in this business area
N/A