Name
Global FinTech Guide
Country Name
Global Overview

The global overview provides a quick comparison of legal and economic considerations for every participating country. To read more in-depth country specific information for each area, please select a country from the list.

SectionTitle
Identification
Body
FinTechs belonging to this category provide identification services, which are required for most banking services.
CountryDonation Based CrowdfundingReward Based CrowdfundingCrowdinvestingCrowdlending
Albanianononono
Argentinanonoregulation; license requiredno
Australianonoregulation; license requiredregulation; license required
Austrianonoregulationregulation
Bosnia and Herzegovinanononono
Canadanonoregulation; license requiredregulation; license required
Chilenononono
Chinaregulation; license requirednoregulationregulation; license required
Colombianonoregulation; license requiredregulation; license required
Costa Ricalicense requiredlicense requiredlicense requiredlicense required
Croatiaregulation; license requirednoregulation; license requiredregulation; license required
Czech Republicnonoregulation; license requiredregulation; license required
Egyptnononono
Franceregulation; license requiredregulation; license requiredregulation; license requiredregulation; license required
Germanynononono
Hong Kongnononono
Hungarynonoregulation; license requiredregulation; license required
Irelandnononoregulation; license required
Italynonoregulation; license requiredregulation; license required
Korea, Republic ofnonoregulation; license requiredregulation; license required
Malaysianonoregulation; license requiredregulation; license required
Mexicoregulation; license requiredregulation; license requiredregulation; license requiredregulation; license required
Montenegronononono
New Zealandnonoregulation; license requiredregulation; license required
North Macedonianononono
Perunoregulation; license requiredregulation; license requiredregulation; license required
Philippinesnonoregulation; license requiredregulation; license required
Polandnonoregulation; license requiredregulation; license required
Portugalregulationregulationregulation; license requiredregulation; license required
Romanianonoregulation; license requiredregulation; license required
Serbianononono
Slovenianonoregulation; license requiredregulation; license required
Spainnoregulation; license requiredregulation; license requiredregulation; license required
Switzerlandnonoregulation; license requiredregulation; license required
Thailandnonoregulation; license requiredregulation; license required
Turkeynonoregulation; license requiredregulation; license required
United Kingdomnonoregulation; license requiredregulation; license required
United Rep of Tanzanianononono
United Statesnonoregulation; license requiredregulation
Uruguaynonolicense requiredno
Question Text
Regulation of identification services and requirement of a license
CountryAnswer Text
Albaniaregulation; license required2164Albania
Argentinaregulation2509Argentina
Australiaregulation2179Australia
Austriaregulation2674Austria
Bosnia and Herzegovinano2194Bosnia and Herzegovina
Canadaregulation; license required2149Canada
Chileno2239Chile
Chinaregulation2254China
Colombiaregulation; license required2269Colombia
Costa Ricaregulation2284Costa Rica
Croatiaregulation; license required2299Croatia
Czech Republicregulation2809Czech Republic
Egyptno2314Egypt
Germanyregulation2210Germany
Hong Kongno2734Hong Kong
Hungaryregulation; license required2344Hungary
Irelandregulation2689Ireland
Italyregulation; license required2329Italy
Korea, Republic ofregulation; license required2359Korea, Republic of
Malaysiano2659Malaysia
Mexicono2629Mexico
Montenegroregulation2374Montenegro
New Zealandregulation2389New Zealand
North Macedoniaregulation; license required2434North Macedonia
Peruno2419Peru
Philippinesregulation2404Philippines
Polandregulation2479Poland
Portugalregulation2494Portugal
Romaniaregulation; license required2794Romania
Serbiaregulation2464Serbia
Sloveniaregulation; license required2524Slovenia
Spainregulation; license required2539Spain
Switzerlandregulation2704Switzerland
Thailandno2554Thailand
Turkeyregulation2749Turkey
United Kingdomno2779United Kingdom
United Rep of Tanzaniaregulation; license required2764United Rep of Tanzania
United Statesno2584United States
Uruguayregulation; license required2569Uruguay
Question Text
Difficulty of upholding compliance with the regulation regarding identification services
CountryAnswer Text
Albaniaaverage2164Albania
Argentinaaverage2509Argentina
Australiaaverage2179Australia
Austriaaverage2674Austria
Bosnia and Herzegovinan/a2194Bosnia and Herzegovina
Canadaeasy2149Canada
Chileaverage2239Chile
Chinaaverage2254China
Colombiaaverage2269Colombia
Costa Ricaaverage2284Costa Rica
Croatiaaverage2299Croatia
Czech Republicaverage2809Czech Republic
Egyptaverage2314Egypt
Germanyaverage2210Germany
Hong Kongaverage2734Hong Kong
Hungaryaverage2344Hungary
Irelandaverage2689Ireland
Italyaverage2329Italy
Korea, Republic ofhard2359Korea, Republic of
Malaysian/a2659Malaysia
Mexicoaverage2629Mexico
Montenegroaverage2374Montenegro
New Zealandeasy2389New Zealand
North Macedoniaaverage2434North Macedonia
Perueasy2419Peru
Philippinesaverage2404Philippines
Polandeasy2479Poland
Portugaleasy2494Portugal
Romaniaaverage2794Romania
Serbiaaverage2464Serbia
Sloveniaaverage2524Slovenia
Spainhard2539Spain
Switzerlandaverage2704Switzerland
Thailandn/a2554Thailand
Turkeyeasy2749Turkey
United Kingdomhard2779United Kingdom
United Rep of Tanzaniahard2764United Rep of Tanzania
United Statesaverage2584United States
Uruguayaverage2569Uruguay
Question Text
Level of competition regarding identification services
CountryAnswer Text
Albanialow2164Albania
Argentinan/a2509Argentina
Australialow2179Australia
Austriahigh2674Austria
Bosnia and Herzegovinan/a2194Bosnia and Herzegovina
Canadaaverage2149Canada
Chileaverage2239Chile
Chinahigh2254China
Colombiahigh2269Colombia
Costa Ricahigh2284Costa Rica
Croatiaaverage2299Croatia
Czech Republicaverage2809Czech Republic
Egyptaverage2314Egypt
Germanyhigh2210Germany
Hong Kongaverage2734Hong Kong
Hungaryaverage2344Hungary
Irelandaverage2689Ireland
Italyaverage2329Italy
Korea, Republic ofaverage2359Korea, Republic of
Malaysian/a2659Malaysia
Mexicoaverage2629Mexico
Montenegron/a2374Montenegro
New Zealandhigh2389New Zealand
North Macedonialow2434North Macedonia
Peruaverage2419Peru
Philippinesn/a2404Philippines
Polandlow2479Poland
Portugalaverage2494Portugal
Romaniaaverage2794Romania
Serbialow2464Serbia
Sloveniaaverage2524Slovenia
Spainhigh2539Spain
Switzerlandaverage2704Switzerland
Thailandlow2554Thailand
Turkeylow2749Turkey
United Kingdomhigh2779United Kingdom
United Rep of Tanzanialow2764United Rep of Tanzania
United Statesaverage2584United States
Uruguaylow2569Uruguay

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