Canada    FinTech Guide    Chapter 10    Switzerland

10. Accounting
Switzerland  Switzerland

The social and political climate towards accounting services is positive.

Legal Affairs

To the extent that the online accounting service is offering also e-invoicing there are still regulatory problems with electronic signatures and authentication of invoices (contrary apparently to Germany). However, these regulations are under review.

Economic Conditions

There are no reliable market data available for Switzerland. Run my Accounts is the first provider in Switzerland of accounting services including e-invoicing.


The collection of accounts receivables (an activity often connected with accounting services) is not subject to the Swiss Money Laundering Act and there are no permits/authorizations necessary (see Circular Letter FINMA 2011/1, note 8 et seq.).

Contributing Authors

Hartmann Müller Partners

Jürg E. Hartmann
Zurich, Switzerland

Markus Aeschbacher
Zurich, Switzerland

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Chapter Index:

1. Payment Services / Mobile Payment

2. Asset and Portfolio Management

3. Consulting and Broking Services / Robo-advisory / Auto-trading

4. Trading Platforms / Social Trading Platforms / Signal Following

5. Crowdfunding / Crowdinvesting / Crowdlending

6. Virtual Currency - Bitcoin

7. Loan Services / Factoring / Loan Broking / Finetrading

8. Online Banking Services

9. Analytics and Research / Data Management / Risk Management

10. Accounting

11. Identification

12. Online-pawning

13. InsurTech

14. RegTech

15. Initial Coin Offerings (ICOs)

The information in this guide provides a general overview at the time of publication and is not intended to be a comprehensive review of all legal developments nor should it be taken as opinion or legal advice on the matters covered. It is for general information purposes only and readers should take legal advice from a Multilaw member firm.

Publication Date: 1 May 2018