Andreas Walter
Chair, Banking & Finance Practice Group 
Partner, Schalast


I am delighted to present the client version of the Multilaw FinTech Guide.

The next disruption in the banking and financial industry will likely be caused by FinTechs and FinTech oriented services and many believe that FinTechs and FinTech oriented services are and will be the driving force to fundamentally change and shape the future of the banking sector.

This change will require judicial guidance and this guide has been designed to give companies, credit and financial institutions a quick overview of the relevant legal and economic conditions under which FinTech services can be provided globally and will prove valuable for your business, both if you want to start a FinTech business in your local market and if you want to expand your business abroad.

Each chapter deals with a certain business area and gives a quick introduction and a legal and economic overview for every participating country showing whether this business area is regulated, whether a licence is needed and how hard the legal compliance and the economic competition is considered in the respective jurisdiction. The overview is followed by a more in-depth description for every country.

If a particular business area is of interest to you, please don’t hesitate to contact the respective member firm listed in the guide.

Disclaimer:
The information in this guide provides a general overview at the time of publication and is not intended to be a comprehensive review of all legal developments nor should it be taken as opinion or legal advice on the matters covered. It is for general information purposes only and readers should take legal advice from a Multilaw member firm.

Publication Date: 1 May 2018